18 August 2025

The Institute of Financial Studies and the Financial Supervisory Authority, in partnership with the 1 Decembrie 1918 University in Alba Iulia, invite you on November 20, 2024, at 11:00, to the SmartFIN@ISF Vocational Training Seminar. The seminar includes interactive presentations, case study presentations, and technical and practical aspects from the insurance market and the capital market.

Special guests at the session on November 20, 2024:

Ieronim ŞTEFAN – Coordinator of the Financial Education Department, Institute of Financial Studies.

Kristof KONDRAT – attended the Faculty of Business in Cluj-Napoca. He began exploring investments in his youth, opening his first trading account with a local broker in 2017. Starting in 2018, he ran a video blog called “Minutul Financiar,” where he promoted financial education in a way accessible to students through short videos. Since March 2021, he has held the position of Stockbroker. In this role, he participated in the listing process of companies and private placements. Since March 2023, he has been a Regional Manager at BT Asset Management SAI SA.

Cristina GAL – is a surveying engineer, ANEVAR evaluator specializing in Business Valuation, Real Estate, and Movable Assets. She completed two master’s degrees: Mineral Resources Valorization and Financial, Accounting, and Administrative Management. She has been active at Omniasig VIG since 1997, holding successive positions as Insurance and Claims Inspector, Head of the Sebeș Agency, and Branch Director in Alba from 2009 to the present. Over her 28 years of activity at one of the largest insurance companies, she has worked in key departments, handling retail and corporate underwriting, auto and non-auto claims processing, risk inspections, and sales of retail, AMM, and corporate insurance products. Throughout 2023 and 2024, she participated in the Start2Learn program organized by the ASF in partnership with the ISF, where she presented information about the insurance market to 11th-grade students from the Mihai Viteazul National Military College, Horea Cloșca și Crișan National College, Dionisie Pop Martian Economic College, and Apulum College.

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