In a global context marked by accelerated digitalization and the emergence of new technologies, this year’s conference theme emphasizes a major strategic objective: strengthening Romania’s capacity to integrate innovation – particularly artificial intelligence – into the non-banking financial sector, without compromising supervision, stability, or consumer protection.
Alignment with international regulatory standards becomes essential not only for the competitiveness of the Romanian market but also for ensuring a sustainable and safe framework in the face of emerging risks. The conference brings together experts, authorities, and opinion leaders to identify concrete solutions and outline courses of action for a modern, efficient non-banking financial sector aligned with European best practices.
On this occasion, the Institute of Financial Studies is organizing the 11th edition of the International ISF Conference 2025 – Artificial Intelligence and Digital Transformation in Financial Markets: Romania Keeping Up with New Trends. This year’s event will be held at the Marriott Hotel, Constanţa Hall, on November 13, 2025, starting at 10:00 AM.
The main topics this year are:
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Artificial Intelligence in financial services: efficiency, ethics, and regulation;
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RegTech and SupTech: Technology in the service of effective supervision;
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Romania and convergence with European and international standards;
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The impact of innovation on consumer protection and financial education;
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Preparing human resources for the digital transformation of the non-banking financial sector.
In the process of being updated
Opening Speech: Alexandru PETRESCU, President of the Financial Supervisory Authority
- Leonardo BADEA, First Deputy Governor, National Bank of Romania
- Gabriel AVRĂMESCU, First Vice President, Financial Supervisory Authority
- Assoc. Prof. PhD Maria-Gabriela HORGA, Senator, Chair of the Budget and Finance Committee, Romanian Parliament*
- Prof. PhD Nicolae ISTUDOR, Rector, Bucharest University of Economic Studies*
- Prof. PhD Daniel BREAZ, Rector, "1 Decembrie 1918" University of Alba Iulia
- Mihnea COSTOIU, Rector, National University of Science and Technology POLITEHNICA BUCHAREST*
- Radu HANGA, President, Bucharest Stock Exchange
- Horia GUSTĂ, President, AAF*
- Alexandru CIUNCAN, President and CEO, UNSAR
- Prof. PhD Paul-Andrei PĂUN, Director, “Mihai Drăgănescu” Institute for Artificial Intelligence Research of the Romanian Academy
- Viorel VASILE, President, PRBAR*
- Dorel DUȚĂ, President, UNSICAR*
- Valentin IONESCU, President, Institute of Financial Studies
- Prof. PhD Marian SIMINICĂ, Executive Director, Institute of Financial Studies
*= To be confirmed