13 August 2025

The Institute of Financial Studies and the Financial Supervisory Authority, in partnership with the “1 Decembrie 1918” University in Alba Iulia, invite you on April 16, 2024, at 2:00 PM to the SmartFIN@ISF Vocational Training Seminar & A.S.F. Academic Laboratory. The seminar includes interactive presentations on the topics of online fraud, behavioral approaches to investments, and investor behavior.

Special guests at the April 16 session:

Ieronim ȘTEFAN – Coordinator of the Financial Education Department at ISF.

Vlad Gabriel NICOLĂESCU is an economist, graduate of the University of Bucharest, with a PhD in Management and over 16 years of experience in the financial market, working in both the banking system and the non-banking financial sector. Since 2013, he has been working at the Financial Supervisory Authority, holding various positions within its institutional structure. He completed a Master’s degree in the financial-banking field and is the author of several specialized articles. He has participated in teaching activities and delivered presentations at several universities in Romania. Additionally, he has given lectures at various conferences and seminars.

Kristof KONDRAT – Regional Manager at BT Asset Management SAI SA since March 2023. Kristof attended the Faculty of Business in Cluj Napoca. He began exploring investments in his youth, opening his first trading account with a local broker in 2017. Starting in 2018, he ran a video blog called “Minutul financiar”, where he promoted financial education in a way accessible to students through short videos. Since March 2021, he has held the position of Stock Broker. In this role, he has been involved in the listing process of companies and private placements.

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