18 August 2025

The Institute of Financial Studies and the Financial Supervisory Authority, in partnership with the Titu Maiorescu University in Bucharest, invite you on November 22, 2024, at 14:00 to the SmartFIN@ISF Vocational Training Seminar & ASF Academic Laboratory. The seminar includes interactive presentations on the following topics: digital fraud and investor behavior.

Special guests at the session on November 22, 2024:

Ieronim ȘTEFAN – Coordinator of the Financial Education Department within the ISF.

Vlad Gabriel NICOLĂESCU – Economist, graduate of the University of Bucharest, holds a doctorate in Management and has over 16 years of experience in the financial market, working in both the banking system and the non-banking financial sector. Since 2013, he has been working within the Financial Supervisory Authority, holding various positions within the institutional structure. He completed a Master’s degree in the financial-banking field and is the author of several specialized articles. He has participated in teaching activities and delivered presentations at several universities in Romania. Additionally, he has given lectures at various conferences and seminars.

Adrian CĂRUCERU – A professional with a long career in the banking system, who, for the last 8 years, has focused on financial education, combining the role of a financial coach with that of a financial education trainer, taking on the mission to contribute to improving the lives of others by helping and guiding them to make responsible financial decisions. Thanks to the experience gained in several Romanian and foreign banking institutions, he discovered that he can help people by explaining, in simple and easy-to-understand language, principles, ideas, and best practices for a healthy financial life.

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